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Scarborough · Your next chapter

How do you start downsizing in Scarborough?

Start by describing how you want everyday life to feel. Then compare housing options, work out a comfortable budget and connect the sale of your current home to a manageable moving plan.

Updated

A conversation with Odane

Should You Downsize or Stay Put? 6 Questions Before You Sell

Explore your options before deciding on a move. Scheduled premiere: November 13, 2026.

Visit the video page →

Explore the Harding Next Chapter Method and download A Home Full of Memories for room-by-room sorting worksheets.

What would make your next home easier to live in?

Downsizing is not only about square footage. You might want fewer stairs, less outdoor work, a manageable monthly cost or a home closer to people you see often. Make two lists: what you need now and what could matter a few years from now.

Try an ordinary day in each location. Check the route to groceries, appointments and family. Look at the entry, the elevator, the distance from parking and the space for a walking aid if one is used. A smaller home should work for your routines.

What are the steps to finding your next home?

  1. Define the next chapter

    You set the priorities and decide who is involved. Odane helps translate those priorities into a practical search.

  2. Build a complete cost picture

    Compare expected sale proceeds and purchase costs with help from your lender and lawyer where needed. Allow for moving, preparation and ongoing costs. If you need financing, discuss approval before making commitments.

  3. Choose a shortlist

    Compare suitable locations and property types. Look at daily access and support networks alongside the home itself.

  4. Visit and test the details

    Walk the route from parking to the door, check thresholds and storage, and think about the furniture you want to bring. Revisit if you need time to decide.

  5. Understand the offer

    Odane explains price, timing and conditions. Confirm the legal and financial implications with the appropriate professionals before you commit.

  6. Complete the checks

    Arrange inspections and legal document review as appropriate to the property and agreement. For a condominium, discuss a status certificate review with your lawyer.

  7. Coordinate closing and settling in

    Confirm access dates, arrange movers and check any elevator booking rules. Keep essential documents, medications and a few days of everyday items with you.

The pace depends on your needs, available homes and the terms of each agreement. Set a calendar with enough room for decisions, rather than promising a fixed number of weeks.

How can you sort a lifetime of belongings?

Begin with one drawer or one small room. Separate what you use, what has personal meaning and what you are ready to pass along. Measure the next home before paying to move large furniture. Family members can help, but you decide what matters to you.

Use the printable downsizing checklist and compare condo and townhouse living.

What if staying at home is still the right choice?

A conversation does not commit you to selling. Compare the upkeep, costs and practical support for staying with those of moving. The City of Toronto’s seniors housing resources explain a range of housing options and supports.

A few helpful answers

Questions you may be asking

Should I buy or sell first when downsizing?

There is no single right order. Selling first gives you a clearer sale result but may mean a temporary move. Buying first can give certainty about your next home but may require financing and carrying two properties. Review both scenarios with your agent, lender and lawyer.

Does downsizing always reduce monthly costs?

No. A smaller home may have condo fees, different taxes or other expenses. Compare a full monthly budget, including utilities, insurance, maintenance, transportation and any services you need.

Do I have to move out of Scarborough?

No. Begin with the people, services and routines you want to remain close to. Explore suitable homes in Scarborough before deciding whether a different location would serve you better.

Call Odane · 249-444-9350